Omaha Pit Bull Owners Surprised That Getting Insurance is Tough
The High Cost of Pit Bull InjuryOmaha, NE - As the first phase of Omaha's dangerous dog ordinance takes effect, pit bull owners are confronting an upcoming rule that will require them to get $100,000 in liability insurance. This amount, by the way, is barebones. DogsBite.org recommends $250,000 and beyond for pit bull liability insurance. The attack on Wendy Blevins's daughter Charlotte could not illustrate this point better.
30 days after the attack, Wendy incurred a $113,935 medical bill.
How much more cost has ensued since this time? How many more surgeries has Charlotte received? How many more follow up treatments, medications and visits with different specialists? Insurance companies understand the high cost and reality of pit bull injury. This is why most insurers refuse to cover pit bulls. The pit bull owner in this article was surprised when she learned the following:
"(I was told) 'We don't insure people who have pit bulls. We didn't know you had one, and now that we know you have one, we'll probably have to cancel you."
In the state of Ohio, where liability insurance for pit bull owners is required, insuring a pit bull costs about $800 per year. This is for a pit bull that is sterilized and does not have a bite record. The policy also has a $5,000 deductible. If the owner or household has two pit bulls, double this amount. If one can't afford to insure a pit bull, the message is clear: find a new home for your dog.
Related articles:07/27/08:
Bills Mount for Omaha Family of Dog Attack Victim06/28/08:
Coverage of the Omaha Pit Bull Attack - DogsBite.org
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